Free Financial Tools
Portfolio and retirement planning calculators powered by J.P. Morgan 2026 capital market assumptions.
Market Dashboard
Real-time market overview: indices, sector heatmap, yield curve, credit spreads, factors, news, FX, commodities, and digital assets — with CAPE valuation context.
Portfolio Optimizer
Build your optimal portfolio across 27 asset classes. Set constraints, pick your method — Max Sharpe, Min Variance, Risk Parity, HRP, or Black-Litterman.
Capital Market Assumptions 2026
Compare expected returns from J.P. Morgan, BlackRock, AQR, GMO, and Research Affiliates across 27 asset classes. Interactive table and scatter plot.
Bitcoin DCA Calculator
See what dollar-cost averaging into Bitcoin would have returned since 2014. Compare BTC vs S&P 500 with real historical prices and interactive charts.
Bitcoin Drawdown Analyzer
Every major Bitcoin crash since 2010: peak-to-trough decline, duration, and recovery time. Interactive charts with adjustable drawdown threshold.
Bitcoin vs Gold Comparison
Compare Bitcoin and gold side-by-side since 2010: cumulative returns, volatility, drawdowns, Sharpe ratio, and correlation. Updated weekly.
Bitcoin Portfolio Backtester
Backtest any portfolio with Bitcoin: see how adding 1-20% BTC to a 60/40 or three-fund portfolio would have performed since 2015. Real historical data with rebalancing.
Bitcoin Allocation Calculator
See how adding 1-20% Bitcoin affects your portfolio's risk-adjusted returns. Mean-variance optimization with J.P. Morgan 2026 assumptions.
Bitcoin Retirement Calculator
Can you retire with Bitcoin? Monte Carlo simulator with stocks, bonds, cash, Bitcoin, and gold. 1,000 paths with fan chart and survival rate.
Bitcoin & Gold Correlation Dashboard
How do Bitcoin and Gold correlate with stocks, bonds, and each other? Side-by-side comparison with J.P. Morgan data plus 15 years of rolling correlation history.
Safe Withdrawal Rate Calculator
Find your safe withdrawal rate with a survival heatmap across 6 time horizons and 13 withdrawal rates. 1,000 Monte Carlo simulations.
Monte Carlo Retirement Calculator
Simulate 1,000 retirement paths with Cornish-Fisher fat-tail adjustment. Fan chart, percentile outcomes, and risk metrics.
Factor Exposure Analyzer
Fama-French 6-factor regression for any ETF, asset class, or multi-asset portfolio. See market beta, size, value, momentum, and profitability factor loadings with alpha, R², and significance tests.
Global CAPE Valuations
Cyclically adjusted P/E ratios for 50 equity markets on an interactive world map. See which countries are cheap, fair, or expensive relative to their own history.