Eighteen instruments, free in your browser.
Every tool below runs right now, on the same engine and the same forward-looking assumptions as the full workstation. Your portfolio never leaves your browser.
Markets & valuation
5Cyclically adjusted P/E ratios for 52 equity markets on an interactive world map. See which countries are cheap, fair, or expensive relative to their own history.
Real-time market overview: indices, sector heatmap, yield curve, credit spreads, factors, news, FX, commodities, and digital assets — with CAPE valuation context.
Compare expected returns from J.P. Morgan, BlackRock, AQR, Research Affiliates and GMO across 42 asset classes. Interactive table and scatter plot, plus a page for each of fifteen more forecasting houses.
How do Bitcoin and Gold correlate with stocks, bonds, and each other? Side-by-side comparison with J.P. Morgan data plus 15 years of rolling correlation history.
What money used to be worth, or what it is worth now, in 6 currencies, each read from its own country's published price record rather than one assumed rate. Pick a currency, an amount and a date range, back to 1914 where the record reaches.
Portfolio construction
4Backtest any mix of ETFs, index funds, mutual funds and asset classes against their real history. Free, no signup, no lookback cap — back to 1990 where the fund existed.
Build your optimal portfolio across 42 asset classes. Set constraints, pick your method — Max Sharpe, Min Variance, Risk Parity, HRP, or Black-Litterman.
Backtest any portfolio with Bitcoin: see how adding 1-20% BTC to a 60/40 or three-fund portfolio would have performed since 2015. Real historical data with rebalancing.
Fama-French 6-factor regression for any ETF, asset class, or multi-asset portfolio. See market beta, size, value, momentum, and profitability factor loadings with alpha, R², and significance tests.
Retirement & withdrawal
5UK only. Enter the income you need after tax and it solves the gross withdrawal across pension, ISA, GIA and cash, comparing four withdrawal orders on 2026/27 rates.
Can you retire with Bitcoin? Monte Carlo simulator with stocks, bonds, cash, Bitcoin, and gold. 1,000 paths with fan chart and survival rate.
Find your safe withdrawal rate with a survival heatmap across 6 time horizons and 13 withdrawal rates. 1,000 Monte Carlo simulations.
Simulate 1,000 retirement paths with Cornish-Fisher fat-tail adjustment. Fan chart, percentile outcomes, and risk metrics.
Project what regular saving compounds into, in nominal terms and in real terms, with a growth rate cited from real forecasters instead of one you guessed. The inflation deflator draws on the same 6-currency price history behind the inflation calculator, back to 1914 where the record reaches.
The Bitcoin desk
4See what dollar-cost averaging into Bitcoin would have returned since 2014. Compare BTC vs S&P 500 with real historical prices and interactive charts.
Every major Bitcoin crash since 2010: peak-to-trough decline, duration, and recovery time. Interactive charts with adjustable drawdown threshold.
Compare Bitcoin and gold side-by-side since 2010: cumulative returns, volatility, drawdowns, Sharpe ratio, and correlation. Updated weekly.
See how adding 1-20% Bitcoin affects your portfolio's risk-adjusted returns. Mean-variance optimization with J.P. Morgan 2026 assumptions.