PGIM Capital Market Assumptions 2026

PGIM forecasts 5.2% a year from US equities over the next decade, 0.8 percentage points below the median of the 14 houses we track.

Source: Strategic Asset Allocation 2026. All figures are 10-year nominal geometric returns in USD. Reviewed 16 August 2026.

Asset classPGIMMedian of 14Difference
US equities5.2%6.0%-0.8pp
International developed6.7%7.2%-0.5pp
Emerging markets7.5%7.7%-0.2pp
US aggregate bonds4.7%4.7%in line
Sits exactly on the consensus median for emerging markets and US bonds while running more than a point below it on US equities.

Where PGIM sits among the 14

On US equities, PGIM is the 4th most cautious of the 14 houses publishing a point estimate, at 5.2% against a range of 3.1% to 7.6%.

HouseUS equities
Research Affiliates3.1%
Invesco4.7%
BlackRock5.2%
PGIM5.2%
Morningstar5.3%
Verus5.4%
Schwab5.9%
Amundi6.1%
AQR6.3%
Meketa6.4%
J.P. Morgan6.7%
Northern Trust6.8%
Callan7.3%
BNY Mellon7.6%

For the full comparison across all four asset classes, where the houses agree and why they disagree, see what 16 firms expect from the next decade.

Build a portfolio on these numbers

Portfolio Lab optimises across 27 asset classes on J.P. Morgan's 2026 assumptions, and lets you override any expected return with a different house's view to see how much the answer actually moves.

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Figures as published by PGIM in Strategic Asset Allocation 2026, reviewed 16 August 2026 and re-checked when each house issues a new edition. Portfolio Lab is not affiliated with PGIM. This is analysis, not investment advice.